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Singapore SME Loan
Solve your cash worries immediately
Open SGD30,000 - SGD500,000 credit limit
Repayment period up to 60 months
Provide 24-hour online service to solve your financial problems at any time
No complicated information is required, you can get it within 24 hours
The company has been established for more than 8 years, has a legal license, and has helped more than 2,300 customers in Singapore solve their financial problems
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Singapore Legal Loan Team
Nova-Capital is committed to providing a comprehensive range of fast cash loan options to the general public in Singapore. Our goal is to be the preferred alternative to traditional bank loans, especially when traditional financing options are difficult to achieve due to time, credit history or other factors. As a licensed money lender in Singapore, we pride ourselves on providing fast and reliable loan services to our customers. You can trust Nova Capital, we are your reliable source for personal loans, home loan renovation loans, wedding loans, etc.
We will help you review your information according to the bank's standards so that you can meet
Improve loan approval rate and save time
Improve your bank's credit score
A Trustworthy Source for Instant Loans
Get instant loan approval in just 20 minutes. It’s much faster than a bank loan and we don’t want to keep you waiting, especially when you need cash urgently.
Get a loan instantly
Get loan approval in 20 minutes
Get your emergency cash loan instantly for financial or immediate use. No more delays and hassles in getting funds.
With our competitive monthly interest rates, Quick Loans can help you be credit responsible and maintain your peace of mind.
Low interest rates
Tailored to your needs
We offer flexible repayment plans tailored to your needs and salary, ensuring you are better able to repay your loan
Type Of Loan
Main reasons why loan applications are rejected
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Inadequate credit score
Credit score is an important basis for evaluating repayment ability. If the score is too low, the loan may be rejected due to overdue repayment, default record or short credit history.
High debt
If the borrower already has a large amount of debt (such as credit cards, other loans), the bank may believe that the repayment pressure is too great and reject the loan application.
Unstable or insufficient income
Banks will check income levels to ensure that borrowers can afford to repay on time. Low or erratic income (such as self-employed workers) may increase the risk of loan rejection.
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Application Requirements FAQs
If you want to apply for a loan, you can follow the steps below:
1. Contact us immediately. You can leave your information and let our professional service staff contact you.
2. The customer service staff will verify your identity and ask you for basic information. After sorting, we will submit the application immediately. The application result will be notified within 1-3 working days.
3. When the loan is approved, the customer service will arrange for the document to be signed. You only need to sign online.
4. After signing, you will receive your loan within 12 hours.
Our loan amount will be adjusted according to your profile. Personal loan will be between SGD3000 - SGD30,000. Business loan will range from SGD30,000 to SGD500,000. The specific amount will depend on factors such as business income, credit history and loan purpose.
Yes, a low credit score may affect approval, but we offer a variety of loan products, some of which have lower credit requirements. You can let the customer service staff know your needs and we will provide you with the best solution.
Yes, but you will need to provide additional proof of income, such as tax records or bank statements.
The lender needs to prepare a valid company registration form SSM. Regardless of the size of the company, as long as your information meets the company requirements, we can provide a loan of up to SGD1,000,000. We can provide more competitive interest rates, and the application process is faster and simpler.
Newly established companies may have difficulty applying for loans due to their short operating history, but our company provides loan products for start-ups. Therefore, new companies can apply for loans from us.
Commercial loans include working capital loans, equipment loans, project loans, trade financing, etc. The specific types depend on the needs of the enterprise.
Repayment Table
Customer Succeed Case
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